NAIC Model Bulletin on AI ● State Insurance Commissioner Regulations ● FCRA ● GLBA ● HIPAA | SOX
Your AI Underwriting Influences Real-Life Decisions Regulators Most Scrutinize. Explain Each of Them.
The regulatory environment for AI in insurance is fragmented, fast-moving, and unforgiving. The NAIC Model Bulletin on AI has set the expectation that carriers can explain and audit every AI-assisted decision. State insurance commissioners are following their own requirements. The organizations that can't demonstrate governance when regulators ask are facing consequences.
Aidome gives insurance organizations a complete AI governance layer surfacing every AI tool in use across actuarial, claims, underwriting, and customer-facing teams. Policy is enforced in real-time, and a continuous audit trail for every AI-assisted decision is built in.
State-by-state compliance requirements are enforced simultaneously without any added manual configuration. When a regulator or opposing counsel asks how the model reached its conclusion, the answer is already documented.
Complete AI Governance Across the Insurance Industry.
For security and IT teams, Aidome delivers complete visibility over every AI tool in use across underwriting, claims, actuarial, and customer-facing operations - including unauthorized tools - with real-time enforcement and violation logging that provides the audit evidence needed before any regulatory inquiry.
For compliance and risk teams, every AI-assisted underwriting and claims decision is automatically mapped to NAIC, FCRA, GLBA, and applicable state regulatory requirements, with continuous audit-ready reporting that is already accessible in the event of an audit.
Deployment takes a matter of hours, and integrates into existing insurance infrastructure without disrupting underwriting or claims workflows.
Policyholder data, including health records, property assessments, litigation files, and financial histories, never exit your environment. Every AI interaction involving sensitive data is logged, traceable, and compliant with state-level insurance privacy obligations.
Over 400 LLMs are available through a single governed workspace, enabling underwriters, claims adjusters, and actuarial teams to use the AI tools they need inside a fully controlled and auditable environment.
Decision Audit Trail
Every AI-assisted underwriting and claims decision logged, traced, and audit-ready. When regulators or opposing counsel ask how the model reached its conclusion, you have the answer.
State-by-State Compliance
Policy controls and compliance frameworks configured by region. Different state regulatory obligations enforced simultaneously and automatically across the full AI landscape.
Shadow AI Discovery
Every AI tool in use across actuarial, claims, underwriting, and customer-facing teams, authorized or not, surfaced and governed. Unauthorized models never touch sensitive policyholder data.
GenAI Firewall
Every prompt and response across underwriting, claims, and fraud detection inspected and filtered in real time - blocking sensitive data and intercepting off-policy outputs before they can cause exposure.
Real-Time Policy Enforcement
Policies configured once and enforced immediately across every team and model. If a model shouldn't have access to certain data types, Aidome ensures it never does.
Full Data Residency
Health records, property assessments, legal files, financial records, and more processed in your environment. Sensitive policyholder data never reaches an external model.
The insurance organizations getting ahead of AI governance aren't waiting for the NAIC or state commissioners to tighten requirements further. They're already building the audit trail, the access controls, and the enforcement layer so that when regulators ask how AI informs their decisions, the answer is already documented. Aidome is how they do it.
Run AI where you control it, across every enterprise OS.
